A newly established company, PT Home Credit Indonesia, which is a joint venture between one of the leading emerging market consumer finance company and one of the most dynamic and respected retail chain in Indonesia is looking for candidates. Together, the new consumer finance company intends to challenge the existing consumer finance market in Indonesia by introducing exciting and innovative products, with the intention of creating a different experience for both the customers and our retail partners.
We are looking for self-starters and ambitious candidates who are not afraid of taking direct ownership, from start to finish and talented, enthusiastic and loyal employees for various positions within organizational structure as:
Head of Analytics (HOA)
Jakarta Raya
Responsibilities:
- Manage, motivate and develop team of Risk analysts
- Build, maintain and develop regular and ad-hoc reporting (portfolio performance, application flow, verification and fraud detection, operations and collections measures)
- SQL data mining, ad-hoc analyses, predictive models
- Monitor, analyze and improve underwriting and collection processes
- Propose changes in underwriting process, products settings to increase profitability
- Analyze partial hard checks/KO’s in workflow, calling scripts and scenarios of verification checks
- Support fraud monitoring and investigation
- Cooperation with IT in regards to workflow/process changes
- Prepare IT testing scenarios and manuals from Risk perspective
Requirements:
- University degree – technical or economic
- At least 3 years managerial experience
- At least 5 years experience of Risk Management in consumer finance environment including credit approval process, portfolio monitoring and maintenance, reporting
- Good understanding of consumer finance services, processes and products
- Strong understanding of Risk, Fraud and Collection processes
- Strong analytical skills, 3 years proven proficiency in SQL, SAS basic knowledge
- Experience with Credit Bureau (SID), external and internal Black lists
- Fluent English required.
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